Mutual Aid in Agricultural Insurance (Classic Reprint)
If, on the contrary, it is a question of guaranteeing against the risks of hail or accidents to his employees, against the mortality of his cattle or the risks of the buildings on his farm catching fire, these do represent agricultural insurance. The field before us is, then, a fairly vast one, and we shall come across very diverse forms, each having its own particular technicalities.
But before entering upon the successive examinations which we shall have to make, we feel we must bring out some of the common generalities. These we find in legislation affecting this question. Up to the end of the XIX century there was nothing special in our laws concerning agricultural insurance. The societies to be founded for this end were submitted to the ordinary rules of our legal Code in matters of insurance, notably concerning the formalities and fiscal charges. It was in 1900 that a law was passed which is still today the liberal charter of agricultural insurance. This was the law of July 4th of this year 1900. It decided that henceforth mutual aid societies for agricultural insurance should be freed from the formalities imposed for the creation of ordinary insurance concerns, and that they could be constituted by submitting only to the very simple regulations of the law of 1884 on professional associations.
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